Dr. Oguzhan Batmaz Featured on WalletHub Discussing Credit-Building Tools
Published: September 9, 2024.
Dr. Oguzhan Batmaz, assistant professor of economics and MBA Program Co-Director at 蜜桃传媒最新版下载 University抯 College of Business, recently in an article on , a leading personal finance platform.
Dr. Batmaz emphasized that credit cards can be an effective tool for building credit when used responsibly. He highlighted the importance of making on-time payments and maintaining a low credit utilization ratio to establish a strong credit history. However, he warned of the potential risks if credit cards are mismanaged, particularly for individuals who struggle with financial discipline.
For those focused on building credit, Dr. Batmaz recommended choosing credit cards with minimal fees, low interest rates, and those that report to all major credit bureaus. He also stressed the importance of monitoring accounts regularly and being cautious when applying for new credit.
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